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Payment Options

At Lumina Psychiatry, we want to make mental health care as accessible and stress-free as possible. Here’s how we support you with payment and insurance options:

  • Flexible Payment Options: We gladly accept cash payments. Our self-pay rates are based on the time and complexity of the visit:

  • Initial evaluations: $325-$375

  • Follow-up appointments: $175–$225

  • Insurance Coverage: Currently, our providers are in-network with:

Idaho​

  • Carelon Behavioral Health

  • Quest Behavioral Health

  • Aetna

  • BCBS of Massachusetts

  • Cigna

  • Carelon Behavioral health

  • Quest Behavioral Health

  • Regence BCBS

  • Moda Health

  • United Healthcare

  • Aetna

  • BCBS of Massachusetts

  • Cigna

Oregon

New York

  • Quest Behavioral Health

  • Aetna 

  • Anthem BCBS of NY

  • BCBS of Massachusetts

  • Cigna

  • ​Out-of-Network Support: If we’re not in-network with your insurance, we’re happy to provide a superbill that you can submit for potential reimbursement.

  • We're Here to Help: We’re committed to making the billing process smooth and transparent, so you can focus on what truly matters—your mental wellness. If you have any questions about billing, insurance, or payment options, please don’t hesitate to reach out.

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